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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,468 | $99,652-46.3% | $78,778-32.1% | $147,586-63.8% |
| Participation rate | 68.4% | 76.2%-7.8pp | 69.2%-0.8pp | 82.8%-14.4pp |
| Annual return | 16.98% | 47.28%-30.3pp | 35.62%-18.6pp | 578.59%-561.6pp |
| Employer contribution / active EE | $1,112 | $2,796-60.2% | $1,986-44.0% | $4,876-77.2% |
| Participant deferral / active EE | $2,009 | $3,664-45.2% | $2,958-32.1% | $5,439-63.1% |
| Admin fee / account holder | $706 | $7,155-90.1% | $5,134-86.2% | $10,886-93.5% |