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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,206 | $111,785-13.9% | $93,669+2.7% | $145,877-34.0% |
| Participation rate | 76.2% | 74.2%+2.0pp | 68.7%+7.5pp | 80.3%-4.1pp |
| Annual return | 18.05% | 203.79%-185.7pp | 133.59%-115.5pp | 551.28%-533.2pp |
| Employer contribution / active EE | $1,173 | $3,096-62.1% | $2,424-51.6% | $4,663-74.8% |
| Participant deferral / active EE | $2,076 | $4,919-57.8% | $4,416-53.0% | $6,691-69.0% |
| Admin fee / account holder | $788 | $10,256-92.3% | $8,291-90.5% | $13,402-94.1% |