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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,296 | $81,870-42.2% | $119,622-60.5% | $68,486-30.9% |
| Participation rate | 71.4% | 71.9%-0.5pp | 79.3%-7.8pp | 67.9%+3.5pp |
| Annual return | -19.43% | -23.82%+4.4pp | -14.98%-4.4pp | -7.85%-11.6pp |
| Employer contribution / active EE | $2,388 | $2,692-11.3% | $4,232-43.6% | $2,597-8.0% |
| Participant deferral / active EE | $3,614 | $4,148-12.9% | $5,601-35.5% | $4,028-10.3% |
| Admin fee / account holder | $4,843 | $6,583-26.4% | $10,328-53.1% | $5,404-10.4% |