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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,866 | $69,977-68.8% | $108,582-79.9% | $62,881-65.2% |
| Participation rate | 73.1% | 72.9%+0.2pp | 79.6%-6.5pp | 69.3%+3.8pp |
| Annual return | 6.18% | 10.73%-4.5pp | -51.70%+57.9pp | 20.14%-14.0pp |
| Employer contribution / active EE | $930 | $2,135-56.5% | $3,758-75.3% | $2,281-59.2% |
| Participant deferral / active EE | $2,451 | $3,165-22.5% | $4,311-43.1% | $3,203-23.5% |
| Admin fee / account holder | $1,825 | $5,076-64.1% | $7,645-76.1% | $4,296-57.5% |