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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,763 | $72,273-65.7% | $101,275-75.5% | $79,856-69.0% |
| Participation rate | 84.1% | 68.5%+15.7pp | 75.8%+8.3pp | 69.6%+14.5pp |
| Annual return | 14.78% | 22.30%-7.5pp | 46.48%-31.7pp | 31.71%-16.9pp |
| Employer contribution / active EE | $0 | $2,691-100.0% | $3,660-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,540 | $3,282-22.6% | $4,371-41.9% | $3,741-32.1% |
| Admin fee / account holder | $985 | $4,401-77.6% | $5,948-83.4% | $5,306-81.4% |