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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,566 | $65,367-71.6% | $92,915-80.0% | $72,976-74.6% |
| Participation rate | 81.5% | 68.3%+13.2pp | 76.0%+5.5pp | 69.5%+12.0pp |
| Annual return | 21.71% | 42.11%-20.4pp | 109.45%-87.7pp | 81.02%-59.3pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,336 | $3,128-25.3% | $4,238-44.9% | $3,608-35.2% |
| Admin fee / account holder | $467 | $4,251-89.0% | $5,796-91.9% | $5,124-90.9% |