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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,573 | $144,130-59.4% | $117,861-50.3% | $147,586-60.3% |
| Participation rate | 60.0% | 83.4%-23.4pp | 79.7%-19.7pp | 82.8%-22.8pp |
| Annual return | 8.56% | 531.20%-522.6pp | 335.11%-326.5pp | 578.59%-570.0pp |
| Employer contribution / active EE | $1,836 | $4,897-62.5% | $3,786-51.5% | $4,876-62.3% |
| Participant deferral / active EE | $2,682 | $5,316-49.6% | $4,482-40.2% | $5,439-50.7% |
| Admin fee / account holder | $0 | $10,887-100.0% | $8,021-100.0% | $10,886-100.0% |