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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,327 | $167,353-75.3% | $143,797-71.3% | $134,545-69.3% |
| Participation rate | 68.4% | 84.8%-16.4pp | 80.3%-11.9pp | 81.2%-12.8pp |
| Annual return | -15.48% | 0.48%-16.0pp | -0.04%-15.4pp | 418.37%-433.8pp |
| Employer contribution / active EE | $2,081 | $5,620-63.0% | $4,952-58.0% | $4,742-56.1% |
| Participant deferral / active EE | $5,145 | $6,447-20.2% | $5,638-8.8% | $6,401-19.6% |
| Admin fee / account holder | $645 | $18,096-96.4% | $14,679-95.6% | $11,431-94.4% |