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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,442 | $144,130-27.5% | $117,861-11.4% | $147,586-29.2% |
| Participation rate | 91.7% | 83.4%+8.2pp | 79.7%+12.0pp | 82.8%+8.8pp |
| Annual return | 12.39% | 531.20%-518.8pp | 335.11%-322.7pp | 578.59%-566.2pp |
| Employer contribution / active EE | $2,989 | $4,897-39.0% | $3,786-21.1% | $4,876-38.7% |
| Participant deferral / active EE | $6,473 | $5,316+21.8% | $4,482+44.4% | $5,439+19.0% |
| Admin fee / account holder | $8,255 | $10,887-24.2% | $8,021+2.9% | $10,886-24.2% |