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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,514 | $124,351-27.2% | $109,188-17.1% | $167,553-46.0% |
| Participation rate | 90.5% | 79.4%+11.0pp | 75.9%+14.6pp | 82.1%+8.4pp |
| Annual return | 15.46% | 26.04%-10.6pp | 25.76%-10.3pp | 478.89%-463.4pp |
| Employer contribution / active EE | $2,617 | $4,210-37.8% | $3,723-29.7% | $4,840-45.9% |
| Participant deferral / active EE | $3,284 | $5,257-37.5% | $4,654-29.4% | $6,343-48.2% |
| Admin fee / account holder | $1,233 | $7,975-84.5% | $6,755-81.7% | $12,316-90.0% |