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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,209 | $106,003-61.1% | $92,236-55.3% | $147,585-72.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 9.77% | 50.05%-40.3pp | 176.29%-166.5pp | 578.57%-568.8pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,679-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $5,387 | $4,478+20.3% | $3,897+38.2% | $5,439-0.9% |
| Admin fee / account holder | $36,137 | $6,333+470.6% | $5,194+595.8% | $10,885+232.0% |