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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,804 | $72,273-29.7% | $101,275-49.8% | $79,856-36.4% |
| Participation rate | 61.7% | 68.5%-6.8pp | 75.8%-14.1pp | 69.6%-8.0pp |
| Annual return | 13.35% | 22.30%-8.9pp | 46.48%-33.1pp | 31.71%-18.4pp |
| Employer contribution / active EE | $1,687 | $2,691-37.3% | $3,660-53.9% | $2,471-31.7% |
| Participant deferral / active EE | $2,711 | $3,282-17.4% | $4,371-38.0% | $3,741-27.5% |
| Admin fee / account holder | $4,162 | $4,401-5.4% | $5,948-30.0% | $5,306-21.6% |