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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,721 | $96,691-78.6% | $86,656-76.1% | $139,487-85.1% |
| Participation rate | 90.0% | 74.4%+15.6pp | 71.7%+18.3pp | 80.3%+9.7pp |
| Annual return | -1.41% | 106.87%-108.3pp | 593.09%-594.5pp | 373.84%-375.2pp |
| Employer contribution / active EE | $4,432 | $3,267+35.7% | $3,025+46.5% | $4,755-6.8% |
| Participant deferral / active EE | $1,812 | $4,838-62.5% | $4,439-59.2% | $6,713-73.0% |
| Admin fee / account holder | $3,816 | $6,414-40.5% | $5,619-32.1% | $11,407-66.6% |