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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,199 | $100,938-87.9% | $90,461-86.5% | $158,982-92.3% |
| Participation rate | 82.6% | 75.0%+7.6pp | 72.7%+9.9pp | 82.0%+0.6pp |
| Annual return | 3.16% | 1727.20%-1724.0pp | 1294.76%-1291.6pp | 302.99%-299.8pp |
| Employer contribution / active EE | $5,503 | $3,691+49.1% | $3,264+68.6% | $4,763+15.5% |
| Participant deferral / active EE | $2,205 | $4,350-49.3% | $3,964-44.4% | $5,983-63.1% |
| Admin fee / account holder | $331 | $6,510-94.9% | $5,617-94.1% | $11,252-97.1% |