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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,850 | $99,633+226.0% | $183,328+77.2% | $82,448+294.0% |
| Participation rate | 84.4% | 70.8%+13.7pp | 77.3%+7.1pp | 68.1%+16.4pp |
| Annual return | 11.09% | 17.84%-6.8pp | 29.67%-18.6pp | 41.64%-30.6pp |
| Employer contribution / active EE | $8,343 | $3,256+156.2% | $5,055+65.1% | $2,551+227.1% |
| Participant deferral / active EE | $11,910 | $4,938+141.2% | $6,795+75.3% | $4,139+187.7% |
| Admin fee / account holder | $80,446 | $9,934+709.8% | $21,427+275.4% | $7,234+1012.0% |