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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,053 | $93,055+253.6% | $153,741+114.0% | $80,959+306.4% |
| Participation rate | 83.3% | 69.0%+14.3pp | 77.1%+6.2pp | 67.7%+15.7pp |
| Annual return | 7.41% | 19.97%-12.6pp | 15.71%-8.3pp | 35.67%-28.3pp |
| Employer contribution / active EE | $8,236 | $3,504+135.1% | $5,042+63.4% | $2,757+198.7% |
| Participant deferral / active EE | $12,071 | $5,172+133.4% | $6,757+78.7% | $4,300+180.7% |
| Admin fee / account holder | $46,750 | $8,881+426.4% | $12,749+266.7% | $6,925+575.1% |