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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,276 | $41,150+143.7% | $80,627+24.4% | $71,511+40.2% |
| Participation rate | 31.1% | 50.3%-19.2pp | 67.0%-36.0pp | 67.9%-36.9pp |
| Annual return | 24.95% | 38.48%-13.5pp | 936.76%-911.8pp | 28.86%-3.9pp |
| Employer contribution / active EE | $0 | $1,515-100.0% | $2,723-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $3,093 | $2,701+14.5% | $4,443-30.4% | $4,291-27.9% |
| Admin fee / account holder | $6,080 | $1,841+230.2% | $5,381+13.0% | $1,588+282.8% |