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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,786 | $112,933-94.9% | $90,970-93.6% | $158,982-96.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 17.58% | 215.82%-198.2pp | 134.60%-117.0pp | 302.99%-285.4pp |
| Employer contribution / active EE | $8,435 | $2,893+191.5% | $2,122+297.5% | $4,763+77.1% |
| Participant deferral / active EE | $10,680 | $4,128+158.7% | $3,373+216.6% | $5,983+78.5% |
| Admin fee / account holder | $9,153 | $8,047+13.7% | $5,961+53.5% | $11,252-18.7% |