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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $48,420 |
HILLTOP SECURITIES INC.2 years Filed as: HILLTOP SECURITIES, INC. Service code 22 | Insurance Broker | $17,746 |
HILLTOP SECURITIES INC.7 years Service code 22 · EIN 75-1653811 | Insurance Broker | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,656 | $59,402+22.3% | $93,654-22.4% | $74,546-2.5% |
| Participation rate | 62.8% | 59.7%+3.1pp | 68.7%-5.9pp | 67.2%-4.4pp |
| Annual return | 17.76% | 81.86%-64.1pp | 133.34%-115.6pp | 1366.03%-1348.3pp |
| Employer contribution / active EE | $1,560 | $1,265+23.3% | $2,421-35.6% | $2,624-40.6% |
| Participant deferral / active EE | $3,275 | $3,049+7.4% | $4,413-25.8% | $4,347-24.7% |
| Admin fee / account holder | $364 | $3,023-88.0% | $8,282-95.6% | $1,944-81.3% |