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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,503 | $88,042-46.0% | $138,135-65.6% | $79,856-40.5% |
| Participation rate | 82.8% | 71.4%+11.3pp | 78.7%+4.1pp | 69.6%+13.1pp |
| Annual return | 0.16% | 20.58%-20.4pp | 20.51%-20.4pp | 31.71%-31.6pp |
| Employer contribution / active EE | $2,463 | $3,103-20.6% | $5,587-55.9% | $2,471-0.3% |
| Participant deferral / active EE | $2,813 | $4,704-40.2% | $6,431-56.3% | $3,741-24.8% |
| Admin fee / account holder | $4,596 | $7,791-41.0% | $11,856-61.2% | $5,306-13.4% |