Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $21,962 |
Filed as: COMMERCE STREET INVESTMENT ADVISORS Service code 27 · EIN 26-0180443 | Advisory (Plan) | $17,216 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,290 | $136,307-71.2% | $177,848-77.9% | $73,497-46.5% |
| Participation rate | 98.2% | 86.1%+12.1pp | 87.7%+10.5pp | 70.7%+27.6pp |
| Annual return | 13.18% | 18.68%-5.5pp | 48.33%-35.1pp | 28.51%-15.3pp |
| Employer contribution / active EE | $4,556 | $3,712+22.7% | $5,919-23.0% | $2,270+100.7% |
| Participant deferral / active EE | $3,370 | $5,829-42.2% | $7,714-56.3% | $3,740-9.9% |
| Admin fee / account holder | $313 | $596-47.4% | $12,431-97.5% | $513-38.9% |