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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,675 | $59,123+2.6% | $77,183-21.4% | $75,181-19.3% |
| Participation rate | 83.8% | 63.9%+20.0pp | 69.6%+14.2pp | 67.2%+16.6pp |
| Annual return | 10.62% | 26.72%-16.1pp | 37.89%-27.3pp | 160.69%-150.1pp |
| Employer contribution / active EE | $2,747 | $1,996+37.6% | $2,534+8.4% | $2,671+2.9% |
| Participant deferral / active EE | $4,636 | $2,999+54.6% | $3,833+21.0% | $4,126+12.4% |
| Admin fee / account holder | $27,669 | $4,776+479.3% | $5,475+405.4% | $5,650+389.7% |