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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,169 | $196,972+18.9% | $182,262+28.5% | $198,609+17.9% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 9.47% | 158.27%-148.8pp | 140.60%-131.1pp | 202.70%-193.2pp |
| Employer contribution / active EE | $3,945 | $5,364-26.4% | $5,046-21.8% | $5,055-22.0% |
| Participant deferral / active EE | $4,485 | $8,643-48.1% | $8,276-45.8% | $6,977-35.7% |
| Admin fee / account holder | $4,693 | $18,429-74.5% | $16,712-71.9% | $19,030-75.3% |