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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $738,643 | $155,555+374.8% | $146,866+402.9% | $155,188+376.0% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.5%-4.7pp | 80.8%-3.0pp |
| Annual return | 15.07% | 115.41%-100.3pp | 102.85%-87.8pp | 148.84%-133.8pp |
| Employer contribution / active EE | $1,142 | $4,647-75.4% | $4,425-74.2% | $4,248-73.1% |
| Participant deferral / active EE | $5,413 | $8,044-32.7% | $7,759-30.2% | $6,531-17.1% |
| Admin fee / account holder | $16,739 | $14,755+13.4% | $13,620+22.9% | $14,480+15.6% |