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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,757 | $138,076+107.7% | $123,553+132.1% | $135,380+111.8% |
| Participation rate | 90.0% | 84.7%+5.3pp | 82.3%+7.7pp | 82.6%+7.4pp |
| Annual return | -6.83% | 153.70%-160.5pp | 119.21%-126.0pp | 519.81%-526.6pp |
| Employer contribution / active EE | $4,166 | $5,152-19.1% | $4,628-10.0% | $4,779-12.8% |
| Participant deferral / active EE | $5,825 | $6,800-14.3% | $6,426-9.4% | $5,609+3.8% |
| Admin fee / account holder | $11,403 | $10,917+4.5% | $9,284+22.8% | $10,828+5.3% |