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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $738,643 | $196,972+275.0% | $182,262+305.3% | $198,609+271.9% |
| Participation rate | 77.8% | 85.7%-7.9pp | 84.2%-6.4pp | 82.4%-4.6pp |
| Annual return | 15.07% | 158.27%-143.2pp | 140.60%-125.5pp | 202.70%-187.6pp |
| Employer contribution / active EE | $1,142 | $5,364-78.7% | $5,046-77.4% | $5,055-77.4% |
| Participant deferral / active EE | $5,413 | $8,643-37.4% | $8,276-34.6% | $6,977-22.4% |
| Admin fee / account holder | $16,739 | $18,429-9.2% | $16,712+0.2% | $19,030-12.0% |