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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,019 | $211,946+41.6% | $169,452+77.1% | $135,379+121.6% |
| Participation rate | 66.7% | 82.6%-16.0pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -5.66% | 3.26%-8.9pp | 1.83%-7.5pp | 519.79%-525.4pp |
| Employer contribution / active EE | $0 | $5,117-100.0% | $4,157-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $8,525 | $6,075+40.3% | $5,277+61.6% | $5,609+52.0% |
| Admin fee / account holder | $125 | $11,472-98.9% | $9,110-98.6% | $10,828-98.8% |