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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,954 | $78,707-35.3% | $117,861-56.8% | $70,126-27.3% |
| Participation rate | 83.3% | 73.2%+10.1pp | 79.7%+3.7pp | 69.5%+13.8pp |
| Annual return | 9.25% | 23.30%-14.0pp | 335.11%-325.9pp | 73.15%-63.9pp |
| Employer contribution / active EE | $1,541 | $2,223-30.7% | $3,786-59.3% | $2,343-34.2% |
| Participant deferral / active EE | $2,667 | $3,297-19.1% | $4,482-40.5% | $3,332-19.9% |
| Admin fee / account holder | $4,604 | $5,066-9.1% | $8,021-42.6% | $4,645-0.9% |