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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,659 | $69,977-31.9% | $108,582-56.1% | $62,881-24.2% |
| Participation rate | 74.5% | 72.9%+1.6pp | 79.6%-5.1pp | 69.3%+5.2pp |
| Annual return | 4.44% | 10.73%-6.3pp | -51.70%+56.1pp | 20.14%-15.7pp |
| Employer contribution / active EE | $1,316 | $2,135-38.4% | $3,758-65.0% | $2,281-42.3% |
| Participant deferral / active EE | $2,397 | $3,165-24.3% | $4,311-44.4% | $3,203-25.2% |
| Admin fee / account holder | $1,003 | $5,076-80.2% | $7,645-86.9% | $4,296-76.7% |