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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,550 | $53,128+85.5% | $86,581+13.8% | $70,124+40.5% |
| Participation rate | 73.7% | 65.3%+8.4pp | 73.5%+0.1pp | 69.5%+4.1pp |
| Annual return | 21.19% | 27.66%-6.5pp | 965.06%-943.9pp | 73.14%-52.0pp |
| Employer contribution / active EE | $6,525 | $2,068+215.5% | $2,840+129.8% | $2,342+178.6% |
| Participant deferral / active EE | $10,283 | $2,695+281.5% | $3,609+185.0% | $3,332+208.6% |
| Admin fee / account holder | $14,266 | $3,584+298.1% | $4,904+190.9% | $4,645+207.1% |