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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,772 | $56,287+112.8% | $80,977+47.9% | $62,881+90.5% |
| Participation rate | 86.2% | 68.9%+17.3pp | 75.8%+10.4pp | 69.3%+16.9pp |
| Annual return | 5.24% | 22.13%-16.9pp | 17.11%-11.9pp | 20.14%-14.9pp |
| Employer contribution / active EE | $1,056 | $1,943-45.6% | $3,715-71.6% | $2,281-53.7% |
| Participant deferral / active EE | $10,726 | $4,196+155.7% | $5,696+88.3% | $3,203+234.9% |
| Admin fee / account holder | $3,409 | $3,742-8.9% | $5,517-38.2% | $4,296-20.6% |