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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,265 | $114,119-30.5% | $107,187-26.1% | $138,895-42.9% |
| Participation rate | 69.2% | 78.1%-8.8pp | 75.0%-5.8pp | 79.9%-10.7pp |
| Annual return | 15.45% | 273.21%-257.8pp | 204.55%-189.1pp | 145.39%-129.9pp |
| Employer contribution / active EE | $2,849 | $4,059-29.8% | $3,782-24.7% | $4,194-32.1% |
| Participant deferral / active EE | $5,429 | $5,538-2.0% | $5,096+6.5% | $6,396-15.1% |
| Admin fee / account holder | $2,831 | $10,024-71.8% | $9,162-69.1% | $12,562-77.5% |