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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,367 | $60,349-8.3% | $74,184-25.4% | $62,881-11.9% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 1.25% | 21.38%-20.1pp | 17.74%-16.5pp | 20.14%-18.9pp |
| Employer contribution / active EE | $2,000 | $1,680+19.0% | $2,370-15.6% | $2,281-12.3% |
| Participant deferral / active EE | $3,362 | $2,856+17.7% | $3,550-5.3% | $3,203+5.0% |
| Admin fee / account holder | $3,413 | $4,261-19.9% | $5,586-38.9% | $4,296-20.5% |