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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,504 | $154,193+22.9% | $130,045+45.7% | $139,466+35.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 34.24% | 32.51%+1.7pp | -137.30%+171.5pp | 373.66%-339.4pp |
| Employer contribution / active EE | $8,934 | $5,292+68.8% | $4,321+106.8% | $4,754+87.9% |
| Participant deferral / active EE | $11,255 | $6,709+67.8% | $5,820+93.4% | $6,712+67.7% |
| Admin fee / account holder | $1,461 | $13,989-89.6% | $10,600-86.2% | $11,409-87.2% |