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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,435 | $176,786-84.5% | $146,643-81.3% | $167,536-83.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 24.48% | 24.04%+0.4pp | 22.75%+1.7pp | 478.82%-454.3pp |
| Employer contribution / active EE | $2,397 | $5,161-53.6% | $4,137-42.1% | $4,839-50.5% |
| Participant deferral / active EE | $8,908 | $6,440+38.3% | $5,506+61.8% | $6,342+40.5% |
| Admin fee / account holder | $303 | $13,262-97.7% | $10,280-97.1% | $12,315-97.5% |