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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $880,850 | $162,967+440.5% | $135,792+548.7% | $138,895+534.2% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 31.33% | 30.08%+1.3pp | 25.96%+5.4pp | 145.39%-114.1pp |
| Employer contribution / active EE | $19,182 | $4,211+355.5% | $3,496+448.8% | $4,194+357.3% |
| Participant deferral / active EE | $0 | $5,640-100.0% | $4,759-100.0% | $6,396-100.0% |
| Admin fee / account holder | $6,913 | $15,306-54.8% | $12,266-43.6% | $12,562-45.0% |