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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,861 | $70,418-10.7% | $96,570-34.9% | $85,847-26.8% |
| Participation rate | 85.2% | 61.8%+23.4pp | 69.8%+15.4pp | 69.3%+15.9pp |
| Annual return | 10.65% | 18.59%-7.9pp | 37.79%-27.1pp | 318.61%-308.0pp |
| Employer contribution / active EE | $1,286 | $1,413-9.0% | $2,357-45.5% | $2,565-49.9% |
| Participant deferral / active EE | $6,388 | $2,894+120.7% | $3,849+66.0% | $3,952+61.6% |
| Admin fee / account holder | $2,950 | $4,995-40.9% | $6,182-52.3% | $6,261-52.9% |