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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,555 | $58,493-30.7% | $84,023-51.7% | $72,976-44.4% |
| Participation rate | 85.2% | 61.2%+24.0pp | 69.0%+16.2pp | 69.5%+15.8pp |
| Annual return | 17.59% | 28.93%-11.3pp | 71.32%-53.7pp | 81.02%-63.4pp |
| Employer contribution / active EE | $955 | $1,163-17.9% | $1,984-51.8% | $2,440-60.8% |
| Participant deferral / active EE | $4,315 | $2,394+80.2% | $3,239+33.2% | $3,608+19.6% |
| Admin fee / account holder | $1,041 | $4,569-77.2% | $6,102-82.9% | $5,124-79.7% |