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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,783 | $155,833-89.9% | $124,693-87.3% | $167,536-90.6% |
| Participation rate | 80.0% | 81.1%-1.1pp | 74.6%+5.4pp | 82.1%-2.1pp |
| Annual return | 25.89% | 17.98%+7.9pp | 5144.19%-5118.3pp | 478.82%-452.9pp |
| Employer contribution / active EE | $1,135 | $4,164-72.7% | $3,324-65.9% | $4,839-76.5% |
| Participant deferral / active EE | $3,448 | $5,675-39.2% | $4,615-25.3% | $6,342-45.6% |
| Admin fee / account holder | $22,882 | $9,534+140.0% | $7,494+205.3% | $12,315+85.8% |