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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,115 | $157,829-29.6% | $136,867-18.8% | $198,609-44.1% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 10.72% | 51.25%-40.5pp | 42.97%-32.3pp | 202.70%-192.0pp |
| Employer contribution / active EE | $4,237 | $3,923+8.0% | $3,547+19.5% | $5,055-16.2% |
| Participant deferral / active EE | $8,035 | $5,463+47.1% | $4,924+63.2% | $6,977+15.2% |
| Admin fee / account holder | $5,334 | $11,107-52.0% | $10,340-48.4% | $19,030-72.0% |