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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,115 | $72,071+54.2% | $68,368+62.5% | $137,256-19.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 10.72% | 353.14%-342.4pp | 292.57%-281.9pp | 220.34%-209.6pp |
| Employer contribution / active EE | $4,237 | $2,788+52.0% | $2,649+60.0% | $4,156+2.0% |
| Participant deferral / active EE | $8,035 | $4,410+82.2% | $4,123+94.9% | $6,407+25.4% |
| Admin fee / account holder | $5,334 | $5,3360% | $5,150+3.6% | $12,270-56.5% |