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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,526 | $99,875+109.8% | $146,866+42.7% | $86,983+140.9% |
| Participation rate | 94.8% | 75.8%+19.0pp | 82.5%+12.3pp | 69.5%+25.3pp |
| Annual return | 12.63% | 28.10%-15.5pp | 102.85%-90.2pp | 25.83%-13.2pp |
| Employer contribution / active EE | $1,606 | $3,224-50.2% | $4,425-63.7% | $2,584-37.9% |
| Participant deferral / active EE | $9,367 | $6,322+48.2% | $7,759+20.7% | $4,194+123.4% |
| Admin fee / account holder | $8,445 | $7,838+7.7% | $13,620-38.0% | $7,856+7.5% |