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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,038 | $93,617+59.2% | $135,982+9.6% | $75,177+98.2% |
| Participation rate | 88.6% | 75.2%+13.4pp | 81.9%+6.7pp | 67.2%+21.4pp |
| Annual return | 13.59% | 30.89%-17.3pp | 68.32%-54.7pp | 160.75%-147.2pp |
| Employer contribution / active EE | $2,556 | $3,538-27.8% | $4,859-47.4% | $2,671-4.3% |
| Participant deferral / active EE | $8,209 | $6,406+28.1% | $7,760+5.8% | $4,126+98.9% |
| Admin fee / account holder | $1,513 | $6,980-78.3% | $10,767-85.9% | $5,651-73.2% |