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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,254 | $54,380-70.1% | $68,509-76.3% | $59,633-72.7% |
| Participation rate | 60.0% | 70.2%-10.2pp | 74.7%-14.7pp | 68.7%-8.7pp |
| Annual return | 11.92% | 2.83%+9.1pp | 8.27%+3.7pp | 2041.45%-2029.5pp |
| Employer contribution / active EE | $1,264 | $1,539-17.8% | $2,278-44.5% | $2,203-42.6% |
| Participant deferral / active EE | $2,223 | $2,643-15.9% | $3,382-34.3% | $3,192-30.3% |
| Admin fee / account holder | $137 | $3,885-96.5% | $5,275-97.4% | $4,297-96.8% |