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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,520 | $111,814-75.4% | $103,378-73.4% | $145,978-81.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.28% | 24.80%-10.5pp | 24.91%-10.6pp | 550.52%-536.2pp |
| Employer contribution / active EE | $2,509 | $4,215-40.5% | $3,870-35.2% | $4,662-46.2% |
| Participant deferral / active EE | $6,912 | $5,618+23.0% | $5,058+36.7% | $6,690+3.3% |
| Admin fee / account holder | $1,943 | $9,764-80.1% | $8,401-76.9% | $13,400-85.5% |