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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,936 | $154,193+101.7% | $130,045+139.1% | $139,466+122.9% |
| Participation rate | 82.4% | 82.0%+0.4pp | 78.5%+3.9pp | 80.3%+2.0pp |
| Annual return | 16.27% | 32.51%-16.2pp | -137.30%+153.6pp | 373.66%-357.4pp |
| Employer contribution / active EE | $4,941 | $5,292-6.6% | $4,321+14.3% | $4,754+3.9% |
| Participant deferral / active EE | $7,171 | $6,709+6.9% | $5,820+23.2% | $6,712+6.8% |
| Admin fee / account holder | $4,714 | $13,989-66.3% | $10,600-55.5% | $11,409-58.7% |