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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,269 | $144,130+44.5% | $117,861+76.7% | $147,586+41.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | -9.41% | 531.20%-540.6pp | 335.11%-344.5pp | 578.59%-588.0pp |
| Employer contribution / active EE | $3,937 | $4,897-19.6% | $3,786+4.0% | $4,876-19.3% |
| Participant deferral / active EE | $5,178 | $5,316-2.6% | $4,482+15.5% | $5,439-4.8% |
| Admin fee / account holder | $50,816 | $10,887+366.8% | $8,021+533.6% | $10,886+366.8% |