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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,722 | $254,759+1.2% | $216,567+19.0% | $198,609+29.8% |
| Participation rate | 83.3% | 84.5%-1.2pp | 81.6%+1.7pp | 82.4%+1.0pp |
| Annual return | 15.22% | 10.04%+5.2pp | 12.94%+2.3pp | 202.70%-187.5pp |
| Employer contribution / active EE | $3,254 | $6,096-46.6% | $5,216-37.6% | $5,055-35.6% |
| Participant deferral / active EE | $5,306 | $6,948-23.6% | $6,191-14.3% | $6,977-23.9% |
| Admin fee / account holder | $83,699 | $26,311+218.1% | $21,981+280.8% | $19,030+339.8% |