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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,722 | $178,174+44.6% | $156,181+65.0% | $137,256+87.8% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.8%+4.5pp | 80.0%+3.4pp |
| Annual return | 15.22% | 84.19%-69.0pp | 64.87%-49.7pp | 220.34%-205.1pp |
| Employer contribution / active EE | $3,254 | $4,972-34.5% | $4,294-24.2% | $4,156-21.7% |
| Participant deferral / active EE | $5,306 | $6,888-23.0% | $6,132-13.5% | $6,407-17.2% |
| Admin fee / account holder | $83,699 | $17,404+380.9% | $14,586+473.8% | $12,270+582.1% |