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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,722 | $199,109+29.4% | $173,730+48.3% | $154,746+66.5% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.6%+3.8pp | 80.7%+2.6pp |
| Annual return | 15.22% | 20.02%-4.8pp | 19.96%-4.7pp | 172.34%-157.1pp |
| Employer contribution / active EE | $3,254 | $5,311-38.7% | $4,577-28.9% | $4,379-25.7% |
| Participant deferral / active EE | $5,306 | $7,113-25.4% | $6,326-16.1% | $6,730-21.2% |
| Admin fee / account holder | $83,699 | $20,916+300.2% | $17,523+377.6% | $14,365+482.7% |