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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $767,209 | $210,908+263.8% | $153,643+399.3% | $145,884+425.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.16% | 13.46%-3.3pp | 15.71%-5.6pp | 551.85%-541.7pp |
| Employer contribution / active EE | $0 | $6,055-100.0% | $5,039-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,192 | $7,976-47.4% | $6,754-37.9% | $6,690-37.3% |
| Admin fee / account holder | $837 | $19,477-95.7% | $12,739-93.4% | $13,392-93.7% |