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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $693,956 | $192,829+259.9% | $142,516+386.9% | $139,487+397.5% |
| Participation rate | 100.0% | 81.4%+18.6pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 15.26% | 18.07%-2.8pp | 20.03%-4.8pp | 373.84%-358.6pp |
| Employer contribution / active EE | $0 | $5,808-100.0% | $4,849-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $5,172 | $7,200-28.2% | $6,280-17.6% | $6,713-22.9% |
| Admin fee / account holder | $14,582 | $15,120-3.6% | $10,008+45.7% | $11,407+27.8% |