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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $649,967 | $282,059+130.4% | $213,469+204.5% | $154,746+320.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 5.64% | 20.90%-15.3pp | 20.58%-14.9pp | 172.34%-166.7pp |
| Employer contribution / active EE | $0 | $6,189-100.0% | $4,994-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $4,006 | $8,186-51.1% | $6,841-41.4% | $6,730-40.5% |
| Admin fee / account holder | $1,574 | $37,435-95.8% | $27,141-94.2% | $14,365-89.0% |