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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,624 | $56,287+165.8% | $80,977+84.8% | $62,881+137.9% |
| Participation rate | 100.0% | 68.9%+31.1pp | 75.8%+24.2pp | 69.3%+30.7pp |
| Annual return | 5.70% | 22.13%-16.4pp | 17.11%-11.4pp | 20.14%-14.4pp |
| Employer contribution / active EE | $4,460 | $1,943+129.6% | $3,715+20.1% | $2,281+95.6% |
| Participant deferral / active EE | $4,769 | $4,196+13.7% | $5,696-16.3% | $3,203+48.9% |
| Admin fee / account holder | $1,026 | $3,742-72.6% | $5,517-81.4% | $4,296-76.1% |